OTC Resources & Guides

Straightforward guides to help you understand and make the most of your Medicare Advantage over-the-counter (OTC) benefit.

July 10, 2026
What You Need to Know About Over-the-Counter (OTC) Benefits
A plain-English guide to Medicare Advantage OTC allowances — who qualifies, what's covered, where to shop, and how to use your benefit before it expires.
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May 15, 2026
What Can You Buy with a UHC OTC Card?
See what's eligible with your UnitedHealthcare UCard, what isn't, and how to make the most of your UHC OTC benefit.
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March 3, 2026
OTC Apps: Complete Guide to Over-the-Counter Benefit Apps
OTC apps help Medicare Advantage plan holders keep track of their benefit balance and purchase approved products. Learn about the options out there.
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October 28, 2025
OTC Hemorrhoid Creams and Natural Relief Explained
Hemorrhoids are more common as we age. Discover the most effective OTC hemorrhoid medicine options for seniors, plus common natural remedies.
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September 26, 2025
Budgeting for Seniors on a Fixed Income: Complete Guide
Create a realistic budget on Social Security and retirement income. Learn essential budgeting tips, expense reduction strategies, and financial assistance programs for seniors.
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My OTC by Chapter is a website and app offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and My OTC is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.

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