OTC-Eligible Items for Daytime Needs

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What you'll find

Lip Balm & Lip Care

Moisturizing and SPF lip balms for daily use. Lips are frequently exposed to sun and dry air—SPF lip balm is a simple habit worth building in.

Hand & Body Lotion

Lightweight daily moisturizers for hands, arms, and body. Fast-absorbing formulas that work well during the day without feeling greasy.

Facial Moisturizer

Daily face creams and lotions, including options with SPF for daytime use. Fragrance-free formulas are recommended for sensitive skin.

Deodorant & Antiperspirant

Everyday odor and sweat protection. Both standard and sensitive-skin formulas available.

Sunscreen

Broad-spectrum SPF 30 or higher for daily sun protection. Lightweight daily formulas and mineral options available. See the Skin & Sun Care category for a fuller selection.

Medicated Patches & Topical Pain Relief

Discreet adhesive patches and roll-on gels for managing localized pain during daily activity without interrupting your routine.

Common Questions

Everyday personal care and comfort products for daily use—all eligible under Medicare Advantage OTC benefit cards.

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The Chapter OTC App is offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and the Chapter App is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.