OTC-Eligible Skin and Sun Care
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What you'll find
Moisturizers & Body Lotion
Daily moisturizers for face and body. Fragrance-free and hypoallergenic formulas are recommended for sensitive or aging skin. Thicker creams and ointments provide more lasting hydration than lightweight lotions.
Sunscreen
Broad-spectrum SPF 30 or higher is recommended for daily use year-round. Available in lotion, spray, stick, and mineral formulas. Mineral sunscreens containing zinc oxide or titanium dioxide are a good option for sensitive skin.
After Sun Care
Aloe vera gels and soothing lotions for sunburn relief. Cool the skin with water before applying—do not apply to blistered or broken skin.
Acne Treatment
Benzoyl peroxide kills acne-causing bacteria; salicylic acid helps unclog pores. Available in cleansers, spot treatments, and leave-on formulas.
Anti-Itch & Rash Treatment
Hydrocortisone cream for mild inflammation, rashes, and insect bites. Calamine lotion for poison ivy and contact dermatitis.
Antifungal Skin Treatments
Creams and sprays for athlete’s foot, ringworm, and jock itch. See the Foot Care category for foot-specific products.
Eczema & Psoriasis Care
OTC steroid creams, coal tar products, and barrier repair moisturizers for managing flares and day-to-day skin comfort.
Hand Cream
Targeted moisturizers for dry, cracked hands—particularly useful for frequent hand washers or anyone in dry environments.
Common Questions
Moisturizers, sunscreen, acne treatment, and everyday skin care products—all eligible under Medicare Advantage OTC benefit cards.
OTC Categories