OTC-Eligible Eye and Ear Care

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What you'll find

Artificial Tears & Lubricating Eye Drops

The most commonly purchased eye care product. Used to relieve dry, irritated, or tired eyes—whether from screen time, dry air, contact lens wear, or age-related dryness. Available in preserved and preservative-free formulas; preservative-free is generally recommended for frequent use.

Allergy Eye Drops

Antihistamine drops for itchy, red, watery eyes caused by seasonal or environmental allergies. Work faster and more directly than oral antihistamines for eye-specific symptoms.

Redness Relief Drops

Drops that constrict blood vessels to reduce visible redness. Effective short-term but not intended for daily use—frequent use can cause rebound redness.

Contact Lens Solution

Multipurpose solution for cleaning, rinsing, and storing contact lenses. Saline solution and individual lens cases also available.

Eye Wash & Irrigation

Sterile saline solutions for flushing irritants from the eye.

Ear Drops & Wax Removal

OTC ear drops that soften earwax for easier removal. Carbamide peroxide is the most common active ingredient. Ear irrigation kits are also available for at-home flushing.

Swimmer’s Ear Prevention

Drops that help dry out the ear canal after swimming to prevent outer ear infections.

Ear Plugs

Foam and silicone plugs for noise reduction, sleep, and water protection.

Common Questions

Eye drops, ear care, and related products for everyday vision comfort and ear health—all eligible under Medicare Advantage OTC benefit cards.

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The Chapter OTC App is offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and the Chapter App is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.