OTC-Eligible Foot Care

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What you'll find

Insoles & Orthotics

Cushioning and arch support insoles for everyday comfort, plantar fasciitis, flat feet, and general foot fatigue. Available in full-length and heel-only styles. OTC insoles are a practical starting point before pursuing custom orthotics.

Foot Creams & Lotions

Moisturizing creams for dry, cracked heels and rough skin. Urea-based creams are particularly effective for thickened or very dry skin. Diabetic-specific foot creams are also available and formulated with diabetes foot care guidelines in mind.

Antifungal Treatments

Creams, sprays, and powders for athlete’s foot and toenail fungus. Clotrimazole and terbinafine (Lamisil) are the most common active ingredients. Consistency matters—most treatments require several weeks of daily use to fully clear an infection.

Callus & Corn Care

Salicylic acid pads, files, and pumice stones for managing calluses, corns, and rough skin. People with diabetes should avoid salicylic acid products on their feet and consult a podiatrist for callus care instead.

Blister Care

Cushioning pads, blister bandages, and moleskin for preventing and treating blisters from friction.

Heel Pain Relief

Gel heel cups and cushioning pads for plantar fasciitis and heel discomfort. Often used alongside stretching and supportive footwear.

Odor & Sweat Control

Foot powder, deodorizing sprays, and moisture-wicking insoles for managing foot odor and sweat.

Nail Care

Toenail clippers, files, and nail care tools designed for safe and comfortable at-home nail maintenance.

Common Questions

Everyday foot care products for comfort, hygiene, and common conditions like calluses, fungal infections, and heel pain—all eligible under Medicare Advantage OTC benefit cards.

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The Chapter OTC App is offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and the Chapter App is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.