OTC-Eligible Groceries – Food & Drink

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Find eligible items under your specific plan

What You’ll Find

Nutritional Shakes & Supplements

Ensure, Boost, Glucerna, and similar drinks for meal supplementation, recovery nutrition, or blood sugar management. Available in standard, high-protein, and diabetic-friendly formulas.

Cereal

Popular options including Cheerios, Special K, and Honey Bunches of Oats. Whole grain and high-fiber cereals are commonly recommended for heart health and blood sugar management.

Oatmeal & Hot Cereals

Quick oats and instant oatmeal packets. A good source of soluble fiber, which supports healthy cholesterol and blood sugar levels.

Peanut Butter & Nut Butters

A protein- and healthy fat-rich staple that works as a spread, snack, or addition to oatmeal and smoothies. Shelf-stable and long-lasting.

Condiments & Pantry Staples

Ketchup, mustard, mayonnaise, salad dressing, cooking sauces, jelly, and similar everyday items. Reduced-sodium and reduced-sugar versions are available for anyone managing blood pressure or blood sugar.

Electrolyte & Hydration Drinks

Oral rehydration solutions and electrolyte drinks for daily hydration support, illness recovery, or anyone prone to dehydration.

Snacks & Other Grocery Items

Additional grocery-eligible items may be available depending on your plan’s covered item list.

Common Questions

Everyday grocery and nutrition items eligible for purchase with qualifying Medicare Advantage OTC benefit cards. Not all plans include food and grocery items—but for those that do, this is one of the most practical ways to put your benefit dollars to work.

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The Chapter OTC App is offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and the Chapter App is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.