OTC-Eligible First Aid

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What you'll find

Bandages & Adhesive Strips

Everyday adhesive bandages in a range of sizes, shapes, and materials. Fabric bandages tend to stay on better than plastic for active use or joints. Butterfly closures and steri-strips for holding wound edges together.

Gauze & Wound Dressings

Sterile gauze pads, rolls, and non-stick dressings for larger cuts, abrasions, and post-surgical wounds. Non-stick dressings are easier to remove and cause less trauma to healing skin.

Medical Tape

Paper, cloth, and foam tape for securing dressings. Paper tape is gentler on sensitive or fragile skin.

Antiseptics & Wound Cleansers

Hydrogen peroxide, isopropyl alcohol, povidone-iodine, and saline wound wash for cleaning cuts and scrapes. Saline or gentle wound wash is generally preferred over hydrogen peroxide for most wounds—it cleans effectively without damaging healing tissue.

Antibiotic Ointments

Neosporin, Bacitracin, and generic triple antibiotic ointments help prevent infection in minor cuts, scrapes, and burns.

Burn Care

Burn gel and non-stick burn dressings for minor burns. For anything beyond a minor superficial burn, seek medical attention.

Elastic Bandages & Wraps

ACE bandages and cohesive wrap for sprains, strains, and compression. Also used to secure wound dressings.

First Aid Kits

Pre-assembled kits for home, car, or travel. A practical use of OTC benefit dollars for anyone who hasn’t restocked their kit recently.

Cold & Hot Packs

Instant cold packs for acute injuries and reusable hot/cold packs for pain management and muscle soreness.

Gloves & Protective Supplies

Disposable latex-free gloves, tweezers, and scissors—standard components of a well-stocked first aid kit.

Common Questions

Bandages, wound care, antiseptics, and emergency preparedness supplies—all eligible under Medicare Advantage OTC benefit cards.

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The Chapter OTC App is offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and the Chapter App is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.