Shop the Humana OTC Catalog Online
Browse eligible OTC items covered by your Humana plan. Free shipping on qualifying orders.
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About the Humana OTC benefit
What the Humana OTC catalog covers
The catalog includes both brand-name and generic products across several categories. What's available depends on your specific plan, but most plans cover the following.
•Pain relief: Aspirin, acetaminophen, ibuprofen, naproxen, topical pain creams, and heating pads.
•Allergy and cold medicine: Antihistamines, decongestants, cough suppressants, and nasal sprays.
•First aid: Bandages, gauze, medical tape, antiseptic wipes, antibiotic ointment, and wound care products.
•Digestive health: Antacids, laxatives, anti-diarrheal medications, fiber supplements, and heartburn relief.
•Vitamins and supplements: Many plans cover vitamins C, D, B vitamins, calcium, and zinc.
•Dental care: Toothbrushes, toothpaste, mouthwash, floss, and denture care products.
•Eye and ear care: Eye drops, contact lens solution, ear drops, and ear wax removal kits.
•Incontinence supplies: Adult briefs and bladder control pads are covered under most plans.
•Health monitoring: Blood pressure monitors, glucose meters, and related supplies.
The Healthy Options Allowance
Some Humana Medicare Advantage plans include a Healthy Options Allowance for members with qualifying chronic conditions. This is separate from the standard OTC benefit and can cover a broader range of items, including:
•Groceries: produce, dairy, meat, frozen and prepared foods, and beverages
•Home and personal supplies: soap, toothpaste, paper products, and cleaning supplies
•Pet supplies: pet food, pet toys, and flea care products
•Living and utility expenses: Utilities, rent, and phone service
Where to use your Humana OTC benefit
•My OTC by Chapter: MyOTC.com is the simplest way to shop your Humana OTC benefit online. Enter your plan information and you'll only see items eligible under your specific plan—no scanning products to check eligibility, no awkward moments at checkout, and no trips to the store. Shipping is free, and you can set reminders so your credits don't expire unused.
•In store: The Humana Spending Account Card works at participating retail locations including CVS, Walgreens, and Walmart.
•Through CenterWell Pharmacy: CenterWell is Humana's preferred pharmacy and also offers an online OTC catalog.
How to check your Humana OTC balance
•MyOTC.com: Your available balance is visible when you shop and updates automatically after each order
•Online: Sign in at MyHumana.com
•App: Your balance appears in the MyHumana mobile app
•Phone: Call the number on the back of your Humana Spending Account Card
Frequently Asked Questions
OTC Categories
Allergy & SinusBathroom SafetyBraces & SupportsCold, Cough & FluDaily Living AidsDaytimeDentalDiabetes OTCDigestive HealthEye & Ear CareFeminine HealthFirst AidFoot CareGroceriesHealth DevicesIncontinenceMobility AidsPain ReliefPopular OTC ItemsSkin & Sun CareSleeping & SnoringVitamins & Supplements
The Chapter OTC App is offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and the Chapter App is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.